Illinois Motorcycle Insurance

From the 14-mile stretch of twisty fun called Blackjack Road that stretches from Galena to Savannah, towards the mind-blowingly scenic 96-mile stretch of highways that connect Savannah to Rockton, Illinois has something to offer every motorbiking enthusiast. The streets of Chicago may not appear to be the best spot for a biker on vacation, but the Northwest Hills (within the — surprise — northwest!) and also the Shawnee Hills in the south offer a range of scenic and even treacherous roads. The vast and open Grand Prairie region between displays a vast and beautiful group of ‘easy riding’ roads. Between the cityscape, the hills, and the plains, there’s little that a biker could seek that Illinois can’t offer.

Motorcycle License Requirements
In Illinois, two different classifications exist for motorcycles. The ‘lesser license’, or Class L, enables you to drive any motor-driven cycle with a total engine displacement under 150 cubic centimeters. The general motorcycle license (Class M), allows you to drive any motor-driven cycle. In order to obtain a Class L or Class M license, you must pass a Department of Transportation approved motorcycle program, a motorbike skills test, a written examination, and become sixteen or older. If you are 18 years old or older, you may choose to skip either the motorcycle program or both written and also the skills tests.

Insurance Minimum Coverage
All cars within the state of Illinois fall under exactly the same laws for minimum liability insurance coverage. Before driving any vehicle in Illinois, you must have injury liability of $20,000 per person to some more $40,000 per accident — as well as $15,000 in property liability. As per normal over the Usa, you’ll want your insurance card on your motorcycle all the time, and show it upon the request of any officer of the law.

Motorcycle Helmet Laws
Illinois is among the few remaining states with absolutely no helmet laws whatsoever. No matter how young or old, no matter if you’re driving or riding, you don’t have to put on a helmet, goggles, or any other protective headgear whatsoever as long as you’re driving in Illinois. Obviously, it’s always advisable to wear Department of Transportation approved headgear and/or, at minimum, eye protection, but you can’t get busted for this in the Prairie State.

Affordable, Reliable Motorcycle Insurance in Illinois
The first step toward getting any motorcycle on the highway is understanding that you are properly insured. You could easily get a learner’s permit, however the state won’t allow you to get a valid motorcycle certification until you can sign off that you have the best insurance. makes it simple to find the right insurance — just put your ZIP code in right down there, and we’ll show you the rates of several competing companies. You select the one you’re preferred with (alternately, the lowest priced,) and we’ll show you how to get in touch with them. It couldn’t be easier.

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